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FAQ-Frequently Asked Questions

What does the life insurance application process involve?

Step 1:  Select the insurance company and product that is best for you.

Step 2:  Request an application by filling out the application request form on-line or by calling us to fill out the application over the phone.

Step 3:  A representative from CompareLifequote.com will contact you to set up a convenient appointment for a physical exam at no cost to you. The physical exam may take place in your home, office, or clinic, and is performed by a medical professional.

Step 4:  Upon completion of the application and physical exam, the information is submitted to the insurance company. It usually takes four to six weeks for the life insurance company to approve and issue the policy. The entire process is that simple!

Why should I buy life insurance through CompareLifequote.com?

It's simple. We do the shopping so you don't have to.  Nobody sells life insurance policies for less.  We survey the top rated U.S. life insurance companies to find you the best product at the best price. As an independent agency, we are not obligated to any  particular company.  Because of our services, our clients are able to make the best choice for their financial security.

What is term life insurance?

Term life insurance is life insurance coverage at a guaranteed rate for a specified period of time. (Example: 30 year level term would guarantee a level premium for 30 years based on a specified death benefit). Term life insurance is usually the least expensive form of life coverage.

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